SIP Calculator

Calculate future wealth, compare fixed and step-up SIPs, estimate required SIP contributions, account for inflation, and track long-term investment growth.

Core Inputs
Enter ₹100 or more
Enter 0.1%–50%
Step-Up SIP
Enter 0 to disable step-up
Existing Lumpsum Investment
Enter 0 to exclude lumpsum
Inflation Adjustment
Enter 0 to skip inflation adjustment
Frequently Asked Questions
A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds, helping you build wealth through disciplined investing and compounding.
The calculator estimates the future value of your investments based on your SIP amount, investment duration, expected return, and any step-up contributions.
Use a conservative return assumption based on your investment horizon and asset allocation. Actual returns may be higher or lower than estimated.
A Step-Up SIP increases your SIP amount periodically, usually every year, allowing your investments to grow as your income increases.
Inflation reduces purchasing power over time. The calculator can adjust your target corpus to estimate how much money you may actually need in the future.
A fixed SIP remains the same throughout the investment period, while a Step-Up SIP increases at a chosen annual rate.
Yes. You can add an existing lump sum investment, and the calculator will project its future value alongside your SIP contributions.
The calculator estimates the monthly SIP required based on your target corpus, investment duration, expected return, inflation assumptions, and step-up rate.
No. SIP is a method of investing, not an investment product. Returns depend on the performance of the underlying mutual fund and market conditions.
⚠️ Disclaimer: This calculator provides estimates for educational purposes only and should not be considered investment advice. Actual investment returns may vary based on market performance, fund selection, expenses, taxes, and other factors. Please consult a qualified financial advisor before making investment decisions.