Calculate SIP returns, test a step up strategy, plan a target corpus, and account for inflation without spreadsheets or guesswork.
Adjust the values to match your plan.
| Year | Monthly SIP | Total invested | Portfolio value |
|---|
Enter your monthly investment, expected annual return and investment period to estimate your future mutual fund corpus. Use Goal Planner when you know the amount you want to reach and need to calculate the monthly SIP required.
See your estimated corpus, total contribution and potential wealth generated from returns. Add an existing lump sum for a combined projection.
Increase the contribution each year to model income growth and see how a yearly step up may improve the final value.
View the purchasing power of your projected corpus in today's rupees, or inflate a financial goal to estimate its future cost.
The projection treats the entered return as an annual rate. Complete years compound annually and remaining months receive a proportional part of that annual rate. Each SIP contribution is invested at the beginning of the month. Results are estimates. Mutual fund returns are market linked and not guaranteed.
Time is the most powerful input in compounding, and the only one you cannot buy back.
Raise your SIP as income grows, so your future plan keeps pace with your present life.
Revisit assumptions annually, but avoid changing a long term plan for short term noise.
Disclaimer: This calculator provides estimates for educational purposes only and should not be considered investment advice. Actual returns may vary based on market performance, fund selection, expenses, taxes and other factors. Please consult a qualified financial advisor before making investment decisions.